8/3/2023 0 Comments Home inventory services![]() According to the National Association of Public Insurance Adjusters, most policyholders do not realize that the burden of proof rests with them. In fact, you must provide documented proof of ownership to receive a settlement covering the full extent of the loss. Proper documentation ensures a faster and smoother claims process, as well as maximizing your insurance reimbursement. An insurance claim requires a detailed list of all the items destroyed, damaged, or stolen. In terms of insurance coverage, a home inventory sufficiently prepares homeowners to deal with potential losses. Lighted Magnifying Glass That Stays PutĮven if you could list everything, would you be able to provide detailed information - including the purchase date, cost, model, and serial number - on the contents of your home?.Single vs Double Vs Triple Pane Windows. ![]() To learn more about ways to protect your home and belongings, check out our homeowners insurance products. Consider putting jewelry or other valuables that you don’t often wear or use in a safe deposit box. Check with your agent, if you have one, to make sure that you have adequate insurance coverage for these items as they may need to be insured separately. Valuable items like jewelry, art, and collectibles may have increased in value since you brought them into your home. While most people think of their home when making an inventory, it is important to document the contents of your business, if applicable, as well. This is also a good time to delete items that you have replaced or no longer own. When you make a significant purchase, add the information to the inventory while the details are fresh in your mind. If you choose to create a paper version, consider storing it off-site in a safe deposit box.
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